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American Homestar Mortgage has been formed to provide real estate mortgage financing exclusively for factory built housing. While some mortgage companies provide mortgage financing for manufactured and modular homes, American Homestar is unique in that it's total focus is on providing this service to homebuyers.
Because of its specialized focus, American Homestar Mortgage is able to deliver a level of service to homebuyers not offered by other lenders. Among these benefits are:
Fast credit decisions – same day loan pre-approvals if application received before 3 PM.
- Construction financing with one time close so no seperate construction financing is required.
- Available when you need us - Monday through Friday, 8 AM to 6 PM & open most bank holidays.
- Fast turnaround from application to funding.
- Low fee structure.
- A professional mortgage consultant is assigned to you that does only factory built home mortgage loans.
- We help you through each step of the homebuying process.
PROGRAM HIGHLIGHTS
ü 100 % Financing Available
ü Gift & down payment assistance programs
ü FHA, VA & Conventional real estate mortgage loans
ü Closing costs and construction loan costs can usually be included in loan
ü Expanded ratios
ü Energy Star savings calculated in ratios
ü Nontraditional credit profiles for borrowers with limited credit
ü Single section conforming mortgage real estate loans
ü Stated income programs
ü Fixed and adjustable rate loans
ABOUT US
American Homestar Mortgage is a joint venture between an affiliate of Oak Creek Homes and an independently owned mortgage bank. Contact American Homestar Mortgage at 281-334-9748 or jill@hstr.com for details.
